From funding the next generation's education to passing on wealth the way you intend, we help coordinate the whole picture — and work hand-in-hand with you to put it in writing.
A lot of people hear "legacy" and picture wills and funerals.
We think about the decades before that — how you fund a child's or grandchild's education, how you support family while you're here, how you transfer a business or a portfolio without handing your heirs a tax bill or a mess, and how your money reflects what actually matters to you.
Estate documents are one piece of that. The plan is the rest.
How and when to move assets to heirs, gifting strategy, and structuring transfers to minimize taxes and friction.
Making sure beneficiary designations, account titling, and your legal documents actually agree with each other. They often don't — and that's where estates go sideways.
529 plans and other vehicles to fund children's or grandchildren's education — a head start you give while you're here, planned as part of the bigger transfer picture, not treated as a separate errand.
Donor-advised funds, qualified charitable distributions, and giving strategies that are both tax-smart and meaningful.
We bring the financial strategy; your attorney drafts the wills, trusts, and legal documents. We make sure the two tell the same story.
A note on scope: King Tide coordinates your legacy and wealth-transfer strategy — we don't draft legal documents or practice law. We work alongside your estate attorney (or help you find one) so the financial plan and the legal paperwork line up.
Legacy planning pulls on every thread — your investment management (what you're transferring), your retirement planning (making sure you're secure first), and your tax planning (so the transfer is efficient).
One team seeing all of it is the difference between a legacy that happens on purpose and one that happens by default.
No — we don't draft legal documents or practice law. We build the wealth-transfer strategy and coordinate with your estate attorney, who handles the legal drafting. If you don't have one, we can help you find the right fit.
No. The most valuable legacy decisions — beneficiary designations, education funding, how a business will transfer — matter long before retirement and at every asset level.
Yes. 529 plans and education funding are part of how we approach legacy — giving the next generation a head start is a form of wealth transfer, and we plan it alongside everything else.
Perfect — we'll work directly with them, bringing the financial strategy to the table so their drafting and your plan stay in sync.
