Equity compensation, business retirement plans, and exit strategy — planned together, and coordinated with the professionals who execute them.
When most of your net worth is tied up in a business you run or a package heavy with equity, the standard playbook doesn't fit.
You've got concentration risk, tax complexity, a retirement-plan decision that affects your whole team, and — eventually — the question of how you get your money out.
These are high-stakes, interlocking decisions that rarely get coordinated attention. That's the gap we fill.
RSUs, options, ESPPs, deferred comp — when to exercise, when to sell, and how to manage concentration and the tax hit.
Choosing and structuring the right plan — SEP-IRA, Solo 401(k), safe-harbor 401(k), or a cash-balance plan — for you and your team.
Working with your CPA on income timing, entity structure, and retirement-plan design so your business and personal tax pictures pull together.
Turning the business you built into retirement income and a legacy — coordinated with your CPA and attorney, planned years ahead, not at the closing table.
Investment, retirement, and legacy planning that reflect a financial life more complex than a paycheck.
A note on scope: we coordinate the financial strategy and work alongside your CPA, attorney, and (at exit) your deal team — we don't prepare returns, draft legal documents, or broker the sale of your business.
This is where it all comes together — your investment management handles concentration and growth, your retirement planning turns the business into income, your tax planning keeps more of it, and your legacy planning decides where it goes next.
Owners get the most from one team seeing all of it at once.
We help you plan for it — the financial and tax strategy around an exit, coordinated with your CPA and attorney. We don't broker the sale or perform the valuation, but we help you get ready and connect you with the right people.
It depends on your goals, your income, and your team — SEP-IRA, Solo 401(k), safe-harbor 401(k), and cash-balance plans each fit different situations. We'll model the options with you.
Concentration is a risk worth managing deliberately. We build a strategy for exercising, selling, and diversifying that accounts for the tax impact, coordinated with your CPA.
Always. Owner planning only works when the financial, tax, and legal pieces are coordinated — we bring the strategy and keep everyone rowing the same direction.
